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AIBPLC Semi-Pucca Home Investment is a specially designed, attractive, and affordable semi-pucca home financing under HPSM mode for residential purposes

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Product Summary

AIBPLC Semi-Pucca Home Investment is a specially designed, attractive, and affordable semi-pucca home financing under HPSM mode for residential purposes, making your dream of home ownership a reality with ease.

Product Features

  • Construction of semi-pucca residential house
  • Purchase of semi-pucca residential house (under construction/completed/used)
  • Extension/Renovation/Beautification/Interior Design of residential semi-pucca house
  • Takeover of existing semi-pucca home investment from other banks/financial institutions
  • Islamic Shariah-based investment
  • Attractive and competitive rate of return
  • Fast investment processing
  • No approved plan is required from the authority
  • Minimal documentations
  • No hidden charges
  • No registered mortgage is required for the investment amount up to BDT 700,000
  • Grace period up to 12 months (for construction only)
  • Flexible repayment tenure up to 15 years
Minimum Investment: BDT 300,000
Maximum Investment: BDT 7,500,000
BDT 20,000
For New Investment
  • For Investment up to 50 Lac: Per lac BDT 500 or Maximum BDT 15,000; whichever is lower
  • For Investment above 50 Lac: Per lac BDT 300 or Maximum BDT 20,000; whichever is lower
Others
  • Takeover: No processing fee
  • For Takeover and Additional Investment: Processing fee will be applicable for additional investment only
For NRB: Up to 75% of Property Value
For Others: Up to 70% of Property Value

*Conditions apply
*VAT and other Charges will be applicable as per the Bangladesh Government’s policies
*HPSM refers to “Hire Purchase under Shirkatul Melk”

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