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Product Description

To speed up CMSME investment flow and to include in people who are beyond the range of banking facilities, Small Enterprise Investment Scheme (SEIS) has been running in the Bank since 2005. Skilled and experienced staffs are recruited in different branches to ensure proper expansion of this scheme.

Features
  • All facilities to SEIS shall be backed by the personal guarantees of the owners of the Small Enterprises.
  • At least bank will create charge over the assets against which invest is being made.
  • Hypothecation of goods in stock, receivables, advance payments, plant and machinery.
  • Registered mortgage of immovable properties with registered power of attorney.
  • Third party personal guarantee (at least one) is required.
  • Investment Parameter: Manufacturing, Service, Trade
  • Mode of Investment: Bai-muajjal (SEIS) & HPSM (SEIS)
  • Minimum Investment: Tk. 50,000.00
  • Maximum Investment: Tk. 500,000.00 (Up to 700,000.00 on continuing basis)
  • Maximum Duration of Repayment: 3 Years
  • Rate of Return: As stipulated by the Bank

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